Unlock Your Adventures
If you travel for work or pleasure, having a good business credit card can make your trips easier. A great travel credit card can help you earn rewards, save money and get special perks while you are on the go.
Best Business Travel Credit Cards
Here are some of the best business credit cards for travel:
1. Chase Ink Business Preferred Credit Card
This card is great for earning rewards. You earn 3 points per dollar on travel, shipping, internet and advertising purchases. You get 1 point for every dollar spent on other purchases. The card also offers a large sign-up bonus, which can give you a nice jump start on your rewards.
2. American Express Business Platinum Card
This card is known for its excellent travel perks. You get 5 points per dollar spent on flights and hotels booked through American Express Travel. You also have access to over 1,300 airport lounges worldwide, making travel more comfortable. The card comes with travel insurance and no foreign transaction fees.
3. Capital One Spark Miles for Business
With this card, you earn 2 miles per dollar on every purchase. There are no limits on the miles you can earn, which is great if you travel a lot. You can redeem your miles for flights, hotels and more. The card has no foreign transaction fees, making it a good choice for international travel.
4. BMO Harris Business Platinum Rewards Card
This card allows you to earn 1.5 points for every dollar spent on everyday business purchases. You can earn more points on travel-related purchases. It also has no annual fee for the first year, which can help you save money while you figure out if the card is right for you.
5. CitiBusiness / AAdvantage Platinum Select Mastercard
If you fly with American Airlines, this card is a great choice. You earn 2 AAdvantage miles for every dollar spent on American Airlines purchases and 1 mile for all other purchases. The card also offers a free checked bag for you and up to four companions on your flight, which can save you money.
Why Get a Business Travel Credit Card?
Business travel credit cards are designed for people who travel for work. They come with many benefits that can make your travel more enjoyable and cost-effective. Here are some reasons why you might want to get one:
- Earn rewards. Most business travel credit cards allow you to earn points or miles for every dollar you spend. You can use these rewards for free flights, hotel stays or even cash back.
- Travel perks. Many cards offer travel perks, such as priority boarding, access to airport lounges and free checked bags. These benefits can make your trips more comfortable and enjoyable.
- Expense tracking. Using a business credit card helps you keep track of your travel expenses. You can easily see what you spent and use this information for your business accounting.
- Insurance coverage. Some cards provide travel insurance, which can protect you in case of trip cancellations or lost luggage.
How to Choose the Right Card
When looking for the best business travel credit card for your needs, consider these factors:
- Spending habits. Think about where you spend the most money. If you travel frequently, choose a card that offers the most rewards for travel-related purchases.
- Rewards structure. Check how the card earns rewards. Some cards offer bonus points for specific categories, while others give flat rates for all purchases.
- Annual fee. Consider the annual fee for the card. Some cards may have high fees, but they offer valuable rewards and benefits that can outweigh the cost.
- Additional benefits. Look for cards that offer travel insurance, concierge services and other perks that can enhance your travel experience.
Tips for Using Your Business Travel Credit Card
Once you choose a business travel credit card, here are some tips to make the most of it:
- Pay on time. Always pay your bill on time to avoid late fees and interest charges. This also helps you maintain a good credit score.
- Track your expenses. Keep track of your expenses using your card's online account management tools. This can help you stay organized and make tax season easier.
- Take advantage of rewards. Use your card for all your business purchases to maximize your rewards. Redeem your points or miles for travel-related expenses to get the best value.
Rewarding Your Travels
Having a good business credit card for travel can make your trips easier and more rewarding. With the right card, you can earn valuable rewards, enjoy travel perks and keep track of your expenses. Take the time to compare your options and choose the card that fits your travel needs the best. Happy travels!